Real-time data from ATTOM, HUD, and state surplus registries powering the largest independent recovery network in America.
Watch these short videos to understand the complete Asset Recovery business opportunity
When a property sells for more than the debt owed, the extra money belongs to the former owner. Many never learn it exists, and that's where you come in.
Watch Corey Pearson, MBA, MSCS explain how everything works.
More than 367,000 U.S. properties had a foreclosure filing in 2025, up 14% from 2024 (ATTOM). Some sales leave surplus funds that former homeowners never claim.
Across more than 15,000 surplus records in our own lead pool taken from government and clerk lists, the median listed amount is about $18,000. In Tyler v. Hennepin County (2023), a condo sold for $40,000 against a $15,000 tax debt, leaving $25,000 in surplus the county kept. The Supreme Court ruled unanimously that the owner is entitled to it.
Our contingency fee is up to 30% where state law allows. Some states cap it lower, at 10% or 20% or a flat dollar amount, so fees vary by state. Agents earn a share of the contingency fee on claims they help close. Results vary and aren't guaranteed.
The market is growing. ATTOM counted foreclosure filings on 322,103 U.S. properties in 2024 and 367,460 in 2025 (up 14%). In the first half of 2026 the count was 227,548, up 21% from the first half of 2025. More foreclosures mean more former homeowners who may be owed surplus funds. Sources: ATTOM Year-End 2025 and Mid-Year 2026 Foreclosure Market Reports.
Projection, not a forecast we guarantee: if 2025's +14% pace continues, filings could pass about 420,000 in 2026 and 480,000 in 2027. If the first-half 2026 pace of +21% holds, filings could reach about 445,000 in 2026 and 540,000 in 2027.1
1 Projection based on ATTOM data: 367,460 filings in 2025 multiplied by 1.14 or 1.21 per year. Actual results may differ, and 2025 filings were still down 25% from 2019 (ATTOM). Surplus median: Foreclosure Recovery Inc. lead pool, 15,456 records with a listed surplus from government, clerk and FOIA sources, checked 2026-10-30; listed amounts are not recoveries or income. Case facts: Tyler v. Hennepin County, 598 U.S. 631 (decided May 25, 2023); background: Pacific Legal Foundation, Home Equity Theft.
Real people building real recovery businesses across the country. Meet the team you would be joining.
Not everyone works from the States. We also have agents running their business from
Bali, Indonesia,
Mexico,
Canada and a few in
the Philippines. All you need is a laptop and a phone.



































































Start with a free account. Watch the training, see the dashboard, and decide if this is for you before you spend a dollar.
Yes, show me how →Preview the live dashboards and websites included in your business-in-a-box
All platforms are fully operational and ready for you to use immediately after purchase
Everything below is included with your Asset Recovery Agent package. Want to own the entire business instead of just working leads? The Owner Operator program is an optional upgrade with over 100 features. Want the full breakdown?
See all 100+ features ↓Training, leads, letters mailed on your behalf, and support -- one flat program fee. Automation is an optional add-on
π‘οΈ Money Back GuaranteeTraining, leads, letters mailed on your behalf, and support -- one flat program fee. Automation is an optional add-on
What you get:
Prefer to split it up? Pick "Another way to pay" at checkout for Klarna, Afterpay or Google Pay payment plans β full program access today, start closing deals right away while you pay over time. Prefer 0% in-house financing? No credit pull, no qualifying β call (888) 545-8007.
3 ways to pay $995
π‘οΈ Money Back Guarantee -- if you actively participate for 12 months and have not closed a deal, we refund your program payment in full.
All access begins immediately on your first payment.
Training, leads, and support are activated as soon as we receive your enrollment. Automation is an optional add-on
Do I need my own business or LLC to get started?
No. With the Partnership program you work under our business as a 1099 sub-contractor. No business formation, no LLC paperwork, no extra costs. Already have a business? We can also bill your business directly and pay your case earnings into your business bank account if you would rather not take a 1099.
What does my $995 program fee cover?
$995 covers your full program: up to 125 verified exclusive leads per week (we do not share leads), 100 letters mailed to your leads on your behalf (First-Class, bank-style envelope, photo proof of every mailing), ongoing support from our team, full training program access, ringless voicemail drops, SMS and email drip campaigns, your own extension on our shared 800 number, professional email at yourname@usforeclosurerecovery.com, and access to the company registration inbox so you can verify if any of your clients have signed up or made contact with us.
How does the Vegas vacation bonus work?
The Vegas vacation is offered to your clients when they sign the contingency agreement with you. It is a built-in closing tool that gives clients a sense of urgency to finish the paperwork and gives you a higher conversion rate on your outreach. When you can offer it: pay in full today and you can offer the bonus to your clients immediately. On the 3-payment plan or in-house financing, you can begin offering it once your final payment is in.
What if I decide this is not for me?
We stand behind our system with a Money Back Guarantee. Follow the training, work the leads, use our phone system, and stay in touch with our support team. If after 12 months of active participation you have not closed a deal, we will refund your full $995 program payment.
How do leads hear about me before I reach out?
With the Communications Automation add-on, all your leads automatically receive voicemail drops, text messages, and emails loaded with your name and contact information -- all sent directly from your dashboard. By the time you make a warm follow-up call, they already know who you are. You will learn all the scripts for receiving inbound calls and making follow-up calls so you are prepared for every conversation.
Can I send leads something in the mail for proof?
Yes. Letters are mailed for you on request -- we handle the mailing. Each one goes out First-Class in a bank-style envelope, photographed for proof of postage and address, with local state jurisdiction, legal precedent for surplus funds legitimacy, and a free guide on how we help them claim their funds. In our pilot program, these letters saw a 100% open rate.
What are my payment options?
Three options: (1) Pay $995 in full today. (2) Three monthly payments totaling $995 (~$331.67 each). (3) In-house financing at 0% interest -- no third-party credit pull, available for applicants with bad credit or budgets that don't fit the standard plan. Call (888) 545-8007 to apply.
If you're the kind of person who was never going to work for someone else forever, this is the exit. Surplus recovery is a human-in-the-loop business by law — a court will not release a family's money to software — which makes it one of the few businesses AI makes stronger instead of obsolete. Everything in the $995 Partnership, plus your own brand, your own LLC, and the full 45-point build-out. You keep 100% of your recovery fee.
Real payouts from Foreclosure Recovery Inc. agents. Every closed surplus funds case earns the agent their share of the recovery fee -- no caps, no quotas, no ceiling.
Prefer to split it up? Pick "Another way to pay" at checkout for Klarna, Afterpay or Google Pay payment plans β full program access today, start closing deals right away while you pay over time. Prefer 0% in-house financing? No credit pull, no qualifying β call (888) 545-8007.
Live dashboards, professional websites, and everything you need to look established from day one
Track properties, commissions, clients, and transactions all in one place. Real-time data shows your business growth.
View Live Dashboard
You get direct access to this professional platform with your own dedicated landing page, your name, and your contact info.
Visit Live SiteProcess every signed contingency through our claim platform -- file, track, and collect on surplus funds claims. Included free with your $995 Asset Recovery Agent Partnership.
Visit MyStateFunds.comEverything is automated. We do 95% of the work. You just manage 5-10 hours per week.
Record your voice once. Our system sends personalized voicemails to prospects automatically.
2-month automated nurture sequences keep prospects engaged without lifting a finger.
Start as an Asset Recovery Agent under our business. We handle the closing and contracts -- you keep 50% of the recovery fee.
40+ legal documents curated by attorneys, valid in all 50 states. Just fill in the blanks.
Facebook groups, email, SMS, voicemail - reach prospects everywhere automatically.
Video, audio, and written guides. Learn online or download for offline access.
The Power Dialer calls three leads at once and rings you only when a real person answers. No more talking to answering machines. Unlocks as your pipeline grows.
Ask the built-in assistant anything, any hour, and get an answer from our playbook.
Texts, emails and voicemail drops go out on a schedule while you work other leads. Unlocks as your pipeline grows.
From purchase to first commission in 4 simple steps
Get instant access to your dashboard and training. LLC paperwork starts immediately.
Confirm your business address. Your press release goes to 400+ news outlets.
Record your voicemail message. Our system starts generating leads on autopilot.
Help people recover their money. Earn 30% success fees on every recovery.
Run every signed contingency agreement through our claim-processing platform -- the same system our company uses internally to file, track, and collect on surplus funds claims.
β Included free with your $995 Asset Recovery Agent Partnership
We guarantee you will earn back your program investment from your first closed deal -- or we refund the full $995.
If we can't help you close, you don't pay.
Follow the training, work the leads, use our phone system, and stay in touch with our support team. If after 12 months of active participation you have not closed a deal, we will refund your program payment in full.
Important: This guarantee applies to the Asset Recovery Agent Partnership program ($995). To qualify, you must complete training, seek support from our staff, and make calls from our phone system (all calls are recorded). You must demonstrate a consistent effort to get contingency agreements signed. If you do not complete training, do not seek support, and do not make calls where it is obvious you are making a consistent effort, you will not qualify for a refund.
Guarantee details outlined in our Terms of Service Section 2.6.
Everything you need to know about Asset Recovery, Foreclosure Surplus Funds, and building your recovery business
Join 127+ agents already recovering funds and earning commissions across America