Asset Recovery Blog

Case studies, legal updates, and working guides on foreclosure surplus funds recovery. Real files, current rules, and the details that decide whether a claim gets paid.

A husband and wife holding a Foreclosure Recovery Inc. claimant disbursement check outside their home
Case Study

How We Helped the Martinez Family Recover $47,000 in Surplus Funds

A Texas family lost their home to foreclosure and had no idea $47,000 in surplus funds sat unclaimed in a state account. Here is how we tracked them down and got their money back.

January 28, 2026
8 min
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A woman in her kitchen holding a Foreclosure Recovery Inc. claimant disbursement check
Case Study

Single Mother Receives $23,500 Check After Mortgage Foreclosure

After losing her home in Florida, Keisha had given up hope. Our skip tracing located her in a new state, and we helped her file a successful claim for mortgage overage funds.

January 22, 2026
7 min
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A retired man on the front steps of a Georgia house holding a Foreclosure Recovery Inc. claimant disbursement check
Case Study

Retired Veteran Recovers $31,000 in Tax Deed Surplus in Georgia

James served 22 years in the Army. When his property sold at a tax deed auction, more than $31,000 in surplus sat with the state. Our team connected him with his funds within 60 days.

January 15, 2026
9 min
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Two adult siblings at a dining table with estate paperwork and a Foreclosure Recovery Inc. claimant disbursement check
Case Study

Estate Recovery: Heirs Collect $89,000 from Deceased Parent's Foreclosure

When Robert passed away, his children had no idea his foreclosed property generated nearly $89,000 in surplus. This is the story of how probate and surplus recovery intersected.

January 8, 2026
10 min
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A couple in front of a California stucco home holding a Foreclosure Recovery Inc. claimant disbursement check
Case Study

California Couple Gets $15,800 Back Two Years After Tax Sale

Mark and Lisa lost their investment property in a California tax sale. Two years later, our agents found unclaimed surplus and guided them through the state's specific claim process.

December 30, 2025
6 min
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A recovery agent at her desk holding a Foreclosure Recovery Inc. claimant disbursement check
Case Study

How a $3,000 Lead Turned Into a $52,000 Recovery in North Carolina

Recovery agent Tamara found what looked like a small claim in our database. After deeper research, the actual surplus was over $52,000. Here is how she worked the file.

December 22, 2025
8 min
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A printed United States map on a desk with sticky note tabs, a legal pad and reading glasses
Legal Update

2026 State-by-State Finder Fee Limits: What Recovery Agents Need to Know

Finder fee caps vary dramatically from state to state. Arizona limits recovery fees to a small fixed ceiling while Texas allows up to 20 percent. This breakdown covers how the rules group across all 50 states.

January 25, 2026
12 min
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A compliance professional at a desk with a headset and a desk phone
Legal Update

New TCPA Regulations for 2026: How They Affect Surplus Fund Recovery

The FCC issued new guidance on ringless voicemail and automated dialing. Here is what changed for surplus fund recovery agents and how to stay compliant.

January 18, 2026
10 min
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A Montana ranch property with a modest farmhouse and mountains at golden hour
Legal Update

Montana Senate Bill 253: How Tax Overages Became Available for Recovery

Montana used to keep all tax sale surplus. Senate Bill 253 changed that. This article breaks down the short claim window and what has to be filed.

January 12, 2026
7 min
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A law library reading table with open volumes and reading glasses
Industry Guide

The Complete Guide to Mortgage Foreclosure Consultant Statutes

Several states have foreclosure consultant laws that directly affect how recovery agents can operate. California, Maryland, and Florida all have restrictions you need to understand before you contact a homeowner.

January 5, 2026
14 min
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Hands at a desk with a smartphone, a laptop and a headset
Industry Guide

DNC Scrubbing Best Practices for Asset Recovery Professionals

A TCPA violation can cost $500 to $1,500 per call. This guide covers federal and state do not call scrubbing, safe harbor provisions, and the process that keeps outreach defensible.

December 28, 2025
9 min
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Two stacks of legal documents on a desk with a fountain pen between them
Industry Guide

Assignment vs. Power of Attorney: Choosing the Right Claim Method by State

Some states prohibit assignments for tax overages. Others require specific language in your forms. This breakdown helps you pick the right legal approach for every claim.

December 20, 2025
11 min
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