Case studies, legal updates, and working guides on foreclosure surplus funds recovery. Real files, current rules, and the details that decide whether a claim gets paid.

A Texas family lost their home to foreclosure and had no idea $47,000 in surplus funds sat unclaimed in a state account. Here is how we tracked them down and got their money back.

After losing her home in Florida, Keisha had given up hope. Our skip tracing located her in a new state, and we helped her file a successful claim for mortgage overage funds.

James served 22 years in the Army. When his property sold at a tax deed auction, more than $31,000 in surplus sat with the state. Our team connected him with his funds within 60 days.

When Robert passed away, his children had no idea his foreclosed property generated nearly $89,000 in surplus. This is the story of how probate and surplus recovery intersected.

Mark and Lisa lost their investment property in a California tax sale. Two years later, our agents found unclaimed surplus and guided them through the state's specific claim process.

Recovery agent Tamara found what looked like a small claim in our database. After deeper research, the actual surplus was over $52,000. Here is how she worked the file.

Finder fee caps vary dramatically from state to state. Arizona limits recovery fees to a small fixed ceiling while Texas allows up to 20 percent. This breakdown covers how the rules group across all 50 states.

The FCC issued new guidance on ringless voicemail and automated dialing. Here is what changed for surplus fund recovery agents and how to stay compliant.

Montana used to keep all tax sale surplus. Senate Bill 253 changed that. This article breaks down the short claim window and what has to be filed.

Several states have foreclosure consultant laws that directly affect how recovery agents can operate. California, Maryland, and Florida all have restrictions you need to understand before you contact a homeowner.

A TCPA violation can cost $500 to $1,500 per call. This guide covers federal and state do not call scrubbing, safe harbor provisions, and the process that keeps outreach defensible.

Some states prohibit assignments for tax overages. Others require specific language in your forms. This breakdown helps you pick the right legal approach for every claim.